Digital Stipulations and AI for Lending.

Less Work. Less Fraud. More Loans.

What Lenders are Saying

Conductiv is able to verify documentation early on and makes it easier for the member who’s struggling to get that loan. It bridges a gap between the member and the loan file and puts the money into their hands. We’re seeing more loans, and that means everything to us!

Shawn Wolbert headshot
Shawn Wolbert
CEO, GHS FCU
$250MM in assets

“I was pleasantly surprised to see the number of members that shared information with Everwise though Conductiv! I love the Conductiv technology and what it can do! We increased approval rates by 47% and decreased abandonment rates by 25%.”

Christina Williams headshot
Christina Williams
VP Operations, Everwise CU
$5.1B in assets

Conductiv makes it easy for us to verify income – an increasing focus for us given the current economy and our lending strategy. The platform makes life much easier for our underwriters, and our members, reduces fraud, and reduces risk!

Sherryl Dieckman headshot
Sherryl Dieckman
Director Loan Administration, R1CU
$800MM+ in assets
 
 
What We Do

Efficient lending,less fraud, more approvals.

Digital Stipulations and AI-driven lending guidance.

 
 
Whatever it is, the way you tell your story online can make all the difference.

Digital stipulations

Digitally verify / obtain proof of income, employment, bank statements, tax returns, and alternative data to increase efficiency.

Whatever it is, the way you tell your story online can make all the difference.

Reduce fraud

Reduce fraud efficiently and cost effectively to reduce charge offs.

Whatever it is, the way you tell your story online can make all the difference.

Score augmentation

Use first party, permissioned data and insights to augment FICO and other scores.

 
 
Our Proven Solution

Auto, HELOC, Personal, Credit Cards, SMB, and Commercial Loans

 
 
Credit cards

Credit Cards

Personal and business loans

Personal & Auto Loans

Lines of credit and line limit increases

Mortgages

Working capital and business team loans

Business Lending

 
 
Our Customers

Trusted by lenders and partners of all sizes and types